Loan Application Process


Talk to Sam, Anthony, Guy or Karen

The first step is a phone conversation: Sam, Anthony, Guy or Karen will chat with you about your financial situation and what you are looking to achieve.


We prepare & present the Loan Application

On your behalf, we compile your loan application and present it in the best possible manner to the lender(s).


We negotiate with lenders

Once your loan application has been approved, we negotiate the best possible mortgage interest rates and terms from different lenders. Not surprisingly many people like to “shop around” for the best deal, or at least get peace of mind that their own Bank is competitive. We can help you do this quickly, saving you time & hassle. We normally work with your current bank to achieve the best result for you by using other offers in the market place to negotiate the best outcome for you. If your bank will not meet the market then we will discuss with you what better options are available from other lenders


Our recommendations

Sam, Anthony, Guy or Karen will discuss the options with you and recommend the best loan offer. They will also offer advice on how to best structure your loan; to get you  mortgage-free faster. This includes fixed rates versus floating rates and whether revolving credit is right for you.


Accept Offer - Loan finalisation

We formally advise your lawyer of finance approval and help with any remaining paperwork and information you and the lender may require.


Pop the champagne!


Keen to get started?

For an initial chat call Sam, Ant, Guy or Karen on (03) 343 5432 or email us.

Mortgage First

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